Category Archives: Retirement

Say Goodbye to the Social Security ‘File­-and­-Suspend’ Strategy

A budget bill is putting the brakes on a lucrative strategy to maximize Social Security benefits. Published on US News and World Report, December 4, 2015 by Maryalene LaPonsie with Ian Kutner Couples who want to use the “file­and­suspend” strategy to … Continue reading

Posted in Personal Finance, Retirement

What is Financial Life Planning, anyway?

Life Planning approaches things from a more holistic standpoint. The Life Planning philosophy is founded on the idea that every human being strives to live a life of meaning and purpose. A financial advisor’s task must therefore begin with a discovery of each client’s unique aspirations—a process that is often complicated or confused by the client’s own fear or reluctance to share such sensitive yet meaningful content. Continue reading

Posted in Personal Finance, Retirement

3 Things to Do Before Your Financial Advisor Retires

by Maryalene LaPonsie with Cory Schmelzer Read on US News and World Report Will your financial advisor be hanging up his or her hat soon? Don’t panic here’s how to make a seamless transition. If you ask Cory Schmelzer, owner … Continue reading

Posted in Personal Finance, Retirement

They Said What?!

Unbelievable Money One-Liners Retirement Planners Have Heard By Marisa Torrieri with Cory Schmelzer Read on Learnvest It could happen at the coffee shop or in the produce aisle at the grocery store. There you are, minding your own business, when … Continue reading

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Boomers’ Secrets of a Successful Retirement

By Maryalene Laponsie with Cory Schmelzer Read on US News and World Report Money It’s been four years since the oldest members of the baby boomer generation turned  65, and according to the AARP, approximately 8,000 boomers a day will … Continue reading

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Win/Win With Your RMD

by Cory Schmelzer San Diego Wealth Management As you may know, owners of traditional IRAs who are in their seventies and older must take annual withdrawals “Required Minimum Distributions” (RMDs) from those IRAs by December 31 of each year.  The bad news is … Continue reading

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Should I save first, or pay off debt first?

by Cory Schmelzer San Diego Wealth Management This is the “Which comes first, the chicken or the egg?” question for the financial services industry.  Whichever way you answer, you’re right… and wrong. 

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Single Parents: Saving for College or Retirement?

by Cory Schmelzer San Diego Wealth Management Modern families have every structure imaginable.  However, single parenthood is definitely on the rise.  In 2013, over 25% of all U.S. households fell into the category of “Single-Mom” families, and another 6% were considered … Continue reading

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Goals, Intentions and Peter Buffett

  By Cory Schmelzer   I recently read an interview with Peter Buffett by Maya Prabhu.  Peter is an Emmy Award winning musician, composer, philanthropist, author, and the son of Warren Buffet, CEO of Berkshire Hathaway.  The interview was posted … Continue reading

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Part 7: Wrap Up – The Top 6 Things to Consider Planning Retirement

This week, San Diego Wealth Management will be exploring the question of “How Much Do I Need to Save in order to retire?” in a series of blog posts. Many Americans realize the importance of saving for retirement, but knowing … Continue reading

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